credit analyst

fund research analyst

credit investigator

analyst

collection agent

AutoCapital Canada

Company is okay. They like to promote within which is good however, some of the promotions are for people who do not completely understand the scope of the job. 
If you exceed what is expected from you, there is no reward aside from 'good job' and maybe a 'star' rating from a colleague. 
Annual reviews are conducted based on how much a manager likes or doesn't like you. If  the review was based solely on numbers, then management may have some real insight. 
Good opportunity to build a network . Work life balance is NOT what this company offers although it may seem that way in the beginning. After some time, you will realize that they want to get everything they can from an employee to keep their profit inline vs rewarding hard work. Their sales reps represent two companies at the same time and analysts have very different views.

Honestly, I enjoy working here. The business is focused on growing but this is the sole focus. Employees will feel undervalued and underappreciated. This is reflected in pay, bonuses, HR feedback and involvement and morale. 
No company outings or Christmas parties, etc. Not that they are required but they had them once and deviated from these kind of social outings.
There is a lot of independent work, which I like, but if you require help or attention it might not be the greatest fit. 
Hybrid work is decent but location by Pearson airport means lots of rush hour traffic so very slow commutes most days.
A good manager can make all the difference. I have had both types here. Very good and very bad.

Highly disorganized HR and Payroll departments.
Micro management and condescending comments and questions from a couple of unqualified managers. 
Work environment polluted by an atmosphere of frantic people trying to get ahead by being noticed, through "teamwork". It would be great if it felt genuine, but it is not.
The pay is low and the workload is high.
Good entry-level job but that's it!

Management doesn't always communicate changes or information to the other departments the changes may effect. 
Rather than leading by example they will remind you of their title. 
The work hours do not allow for too much personal life. 
When ideas are suggested, they get addressed if they will not work rather than just leaving an idea to be considered. Keeps you from suggesting anymore.
Quite a few politics between departments

What is the best part of working at the company?
Call Center . Customer care. Taking lot of inbound call. Outbound calls. 

What is the most stressful part about working at the company?
Very bad working environment. Bad mangers. Nobody survive there. They don’t know how to manage people. 

What is the work environment and culture like at the company?
Worst company to work. 
Not recommended 

What is a typical day like for you at the company?
Stress full - too much micro Managing.

A typical day at work would include:
- Being punctual
- Taking care of client/dealer follow ups
- Prioritizing accounts based on time sensitivity 
- Actively following up and providing information
- Processing new in-coming deals sent to us by dealers
- Conducting reference checks
- Assisting dealers and senior credit analysts

What is the best part of working at the company?
The people are amazing to work with. You feel like you’re a part of a family

What is the most stressful part about working at the company?
It’s very fast paced and very busy. 

What is the work environment and culture like at the company?
Staff and management are friendly, kind and supportive 

What is a typical day like for you at the company?
It’s busy and the days fly by so quickly

Might be good to start off to build a career in credit but otherwise totally a disappointment. Sub-prime Management is biased, doesn't keep growth opportunities equally to everyone, choose and hand pick people not based on their skills, performance and talent rather how close do they feel to you.

I had a very disappointing experience working at Auto Capital. From the start, there was a lack of clear communication and constant disorganization. Management seemed more interested in pushing unrealistic targets rather than fostering a supportive environment for employees.

The work culture was toxic, with little encouragement for teamwork or innovation.

Stay away.

Extreme pressure for unresonabke numbers, worse manager on earth, dont expect minimum respect from yr manager, low pay and finally, you will feel you are working in India, not in Canada. One Manage from India made the environment even worse. He will make your life miserable if you don't oil him all day in every step.
This is the last place in Canada you will want to work.

Top Job Titles	Average salary
Credit analyst 4 salaries reported	$50,125 per year
Fund research analyst 5 salaries reported	$21.60 per hour
Credit investigator 1 salary reported	$20.50 per hour
Analyst 4 salaries reported	$44,375 per year
Collection agent 4 salaries reported	$49,625 per year

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