Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com .
What we offer:
Work-life flexibility
Hybrid work environment
Variable annual incentive plan
Generous annual vacation allotment
Top-notch flexible benefits plan including family building and gender affirmation
Retirement Plan, matched contributions at 6%
Access to a learning platform and educational assistance support
Access to a virtual wellness platform
Career development opportunities
Wellness Flex Fund to support personal interest and activities
Day off to volunteer in your community and other paid time off options
Corporate discounts
- subject to employment agreement
Job Summary:
Join Central 1's AML/ATF team as an AML Investigator and play an important role in safeguarding our organization from financial crime. You'll support compliance investigations, payment and wire transfer programs, and risk management activities while partnering with teams across the business. This is an excellent opportunity for a detail-oriented professional who thrives in a collaborative, fast-paced environment.
What you'll be doing:
- Investigate and analyze transaction monitoring alerts and other AML/ATF-related activities.
- Identify higher-risk cases and escalate complex matters for further investigation when needed.
- Support a variety of AML investigations and compliance activities across the business.
- Stay current on AML/ATF, sanctions, and regulatory requirements, as well as industry best practices.
- Contribute to transaction monitoring, Enhanced Due Diligence (EDD), and suspicious transaction reporting activities.
- Conduct risk assessments and help identify, evaluate, and mitigate compliance risks.
- Recommend and support process improvements to enhance efficiency and strengthen controls.
- Help ensure compliance with regulatory requirements, internal policies, and established procedures.
- Maintain accurate and detailed records to support compliance activities and reporting.
- Collaborate with teams across the organization to foster a positive, inclusive, and high-performing work environment.
- Support change initiatives and contribute to the ongoing evolution of compliance programs and processes.
- Adhere to and support Central 1's Three Lines of Defense model in day-to-day activities
- A university degree, or a college diploma with at least 2 years of experience in criminology, law, financial crime, fraud investigations, or a related field.
- 2+ years of experience in AML/ATF compliance, financial crime investigations, or a similar role.
- A strong understanding of AML/ATF regulations and FINTRAC requirements.
- Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) are considered an asset.
- Experience analyzing alerts, trends, and data to identify financial crime and compliance risks.
- Strong critical thinking, analytical, and problem-solving skills, with the ability to make sound, risk-based decisions.
- Experience using AML/ATF monitoring and case management systems is an asset.
- Proficiency with Microsoft Office applications, particularly Excel, Outlook, and PowerPoint.
- Excellent verbal and written communication skills.
- Exceptional attention to detail and accuracy.
- Ability to thrive in a fast-paced, dynamic environment and manage competing priorities.
- Strong organizational and time management skills, with the ability to meet deadlines.
- A collaborative mindset and commitment to delivering excellent client service.
- Ability to work independently while knowing when to escalate issues and seek guidance.
- A team-first approach, including a willingness to learn, share knowledge, and support colleagues.
Salary range: $60,000-$65,000
The salary represents the job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training.
#LI-Hybrid
Central 1 does not use Artificial Intelligence (AI) technology to screen, assess, or select applicants during our recruitment process. This job posting is for an existing, specific vacancy within our organization. All applications will be considered exclusively for the position described in this posting.
Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including, but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.
