Flexiti Jobs

Senior Manager, FP&A (Flexiti)
Questrade Financial Group —Toronto, ON
- $140,000–$170,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Engineering
- Finance
Quick apply
Compliance Analyst, Client Onboarding
Questrade Financial Group —Toronto, ON
- $65,000–$75,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Customer service
- Analysis skills
Quick apply
Senior Manager, Credit Modeling and Strategy (Flexiti)
Questrade Financial Group —Toronto, ON
- $140,000–$160,000 a year
- Full-time
- Hybrid work
- Master's degree
- SQL
- Bachelor's
Quick apply
8d
Senior Collection Support Specialist
Questrade Financial Group —Toronto, ON
- $55,000–$65,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
Quick apply
Spécialiste du service client bilingue
National Credit Recovery Inc —Ottawa, ON
- $18–$20 an hour
- Full-time
- Remote
- Bilingual
- Microsoft Word
- Microsoft Excel
Quick apply
Senior Fraud Investigator
Questrade Financial Group —Toronto, ON
- $70,000–$80,000 a year
- Full-time
- Hybrid work
- Google Suite
- Analysis skills
- Bachelor's
Quick apply
Manager, Credit Decisioning Systems (Flexiti)
Questrade Financial Group —Toronto, ON
- $110,000–$140,000 a year
- Full-time
- Hybrid work
- Master's degree
- SQL
- Bachelor's
Quick apply
8d
Compliance Analyst, Enterprise AML & Payments - Virtual Currency
Questrade Financial Group —Toronto, ON
- $65,000–$75,000 a year
- Full-time
- Hybrid work
- Google Suite
- Microsoft Excel
- SQL
Quick apply
Client Services Specialist
Questrade Financial Group —Toronto, ON
- $46,230 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
Quick apply
11d
Senior Residential Mortgage Underwriter
Questrade Financial Group —Toronto, ON
- $75,000–$90,000 a year
- Full-time
- Bilingual
- Sales
- Customer service
Quick apply
Compliance Manager (Questbank)
Questrade Financial Group —Toronto, ON
- $120,000–$135,000 a year
- Full-time
- Hybrid work
- Google Suite
- Agile
- Financial services
Quick apply
Compliance Officer
Questrade Financial Group —Toronto, ON
- $70,000–$85,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Finance
- Analysis skills
Quick apply
22h
Manager, Registered Plans
Questrade Financial Group —Toronto, ON
- $100,000–$115,000 a year
- Full-time
- Hybrid work
- Analysis skills
- Accounting
- Financial services
Quick apply
Compliance Supervisor (Registration), Business Integrity
Questrade Financial Group —Toronto, ON
- $95,000–$105,000 a year
- Full-time
- Hybrid work
- Analysis skills
- Communication skills
Quick apply
22h
Associate, Treasury
Questrade Financial Group —Toronto, ON
- $65,000–$75,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Finance
- Bachelor's
Quick apply
22h
Bilingual Credit Risk Analyst
Questrade Financial Group —Toronto, ON
- $80,000–$90,000 a year
- Full-time
- Hybrid work
- Bilingual
- Google Suite
- Data analysis skills
- Wellness program
- Paid time off
Quick apply
Administrator, Document Control
Questrade Financial Group —Toronto, ON
- $45,000–$50,000 a year
- Full-time
- Google Suite
- Financial services
- In-person
Quick apply
22h
Bilingual Customer Service Specialist
National Credit Recovery Inc —Canada
- $18–$20 an hour
- Weekends as needed
- Remote
- Bilingual
- Microsoft Word
- CRM software
Quick apply

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Senior Manager, FP&A (Flexiti)

Questrade Financial Group -
Toronto, ON

Quick apply

Job details

Full-time
$140,000–$170,000 a year

Qualifications

Microsoft Excel
Financial auditing
Engineering
R
Finance
Master's degree
SQL
Chartered Professional Accountant
Bachelor's
Corporate finance
Management consulting
Financial services
Business
Chartered Financial Analyst
Accounting
Communication skills

Full job description

Questrade Financial Group (QFG), through its companies - Questrade, Questbank, Questrade Wealth Management, Community Trust Company, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. We use cutting-edge technology to help Canadians become much more financially successful and secure.
At QFG, we combine human-centric collaboration with AI-driven innovation to redefine financial services. The ideal candidate will be a catalyst for change, using AI to transform and deliver unparalleled customer experiences and shaping a future where AI empowers our teams to do their best work.
Join our diverse, inclusive, and hybrid workplace to unleash your creativity and nurture your curiosity without limits. If you share this sense of infinite possibility, come shape your future at QFG.

What’s in it for you as an employee of Flexiti?

Health & wellbeing resources and programs
Paid vacation, personal, and sick days for work-life balance
Competitive compensation and benefits packages
Work-life balance in a hybrid environment with at least 3 days in office
Career growth and development opportunities
Opportunities to contribute to community causes
Work with diverse team members in an inclusive and collaborative environment

This job posting is for an existing vacancy
We’re looking for our next Senior Manager, FP&A. Could it be you?
We are seeking a highly driven Senior Manager, FP&A to own the financial architecture behind QFG’s consumer lending growth strategy. Reporting to the Head of FP&A, this role leads financial planning, forecasting, performance analysis, and business decision support across the entity. This is a highly visible finance role — the ideal candidate brings strong financial acumen, advanced analytical capability, rigorous financial modelling expertise with a genuine curiosity to understand the drivers behind the numbers.

Need more details? Keep reading…

In this role, responsibilities include but are not limited to:
Long-Range Planning & Financial Modelling

LRP ownership: Maintain the multi-scenario LRP across originations, A/R, Net Revenue GP, OPEX, and Net Income — four-year horizon, full audit trail
Initiative sizing: Model the P&L for each growth pillar: Installment Loans, Balance Transfer, White-Label retail partnerships, and Merchant Vendor Employee Offering
Revenue decomposition: Break Net Revenue into components (Interest, MDR, Admin, Deferral, Insurance fees) and maintain defensible assumptions for each growth pillar
Scenario analysis: Build toggle-ready models flexing CoF, GCO, ATV, penetration, and launch timing — enabling real-time sensitivity exploration with leadership

Platform & Technology Finance

Temenos volume model: Own the platform volume projection — Facilities, LOCs, Promo Loans, Installment, Balance Transfer — by growth pillar and scenario
Volume-to-cost bridge: Translate record volumes into capacity cost scenarios to support commercial negotiation
Initiative traceability: Maintain the derivation chain: Originations → ATV → Accounts → Transactions → Promo Loans → Facilities → Total Records — for each growth pillar independently

Budgeting, Forecasting & Variance Analysis

Annual budget & rolling forecast: Lead the annual budget, rolling quarterly forecasts, and mid-year re-forecast; set origination targets, yield assumptions, and OPEX envelope by growth pillar — with clear bridge analysis from budget and prior forecast at each cycle
Variance reporting: Deliver monthly variance analysis decomposed into volume, yield, cost, and mix effects with forward-looking actions
Quarterly Board reporting: Prepare quarterly Board and executive reporting packages — performance vs LRP, initiative-level P&L scorecard, portfolio health metrics, and forward-looking re-forecast — synthesising complexity into a concise narrative for senior audiences
Assumption governance: Own the planning assumptions register (ATV, attrition, promo transaction rate, CoF, GCO, launch timing) with version control across iterations

Business Partnering & Executive Communication

Corp Dev & Strategy: Financial partner for the LRP strategy deck, Board materials, and merchant partnership economics — MDR sharing, co-brand costs, deal structuring
Product & Technology: Translate platform design decisions into financial impacts — Temenos record lifecycle assumptions, migration scope, pricing tier sensitivity
Leadership communication: Prepare and present multi-pillar financial analysis for C-suite and Board — complex inputs, clear narrative output.

KPI Tracking, Portfolio Analytics & Pricing

Consumer lending KPIs: Own and report on key performance metrics — originations, A/R EOP balance, Net Revenue yield, GCO rate, Cost of Funds, and Net Income by growth pillar — tracking performance against plan and surfacing variances early
Vintage & LTV analysis: Build and maintain vintage analysis models to track customer LTV, cohort-level performance, and portfolio seasoning — providing early visibility into credit quality and revenue yield trends
Merchant profitability: Develop merchant profitability models quantifying MDR economics, co-brand program costs, and net contribution by retail partner
Pricing analytics: Support pricing decisions with analytical frameworks — fee structure optimization, MDR rate sensitivity, Cost of Funds pass-through, and promotional term economics — translating pricing changes into P&L impact
Data & systems: Write SQL to extract and validate data independently; build formula-driven models with clean input separation and full audit trail

So are YOU our next Senior Manager, FP&A.? You are, if you…

8+ years in FP&A, corporate finance, investment banking, or management consulting — with at least 2 years in consumer lending, fintech, or payments
Demonstrated experience building complex multi-scenario financial models: LRP, product P&L, and unit economics
Deep understanding of consumer lending economics — interest income, MDR, Net Revenue yield, GCO, Cost of Funds, PCL mechanics
Advanced Excel and proficiency in SQL
Strong communication skills
Bachelor’s in Finance, Accounting, Economics, or Engineering; CPA / CFA / MBA an asset
Experience with core banking platform economics and platform migration financial modelling
Exposure to white-label or co-branded consumer credit programs, or retail financial services partnerships
LRP experience in a high-growth environment — building and maintaining multi-pillar growth models as the business scales
Rigorous, curious, comfortable with ambiguity and trusted cross-functionally

Compensation Information:

Base salary range: $140,000 - $170,000
The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.

Sounds like you? Click below to apply!
#LI-Hybrid #LI-DB1

At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Questrade Financial Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening. The AI system operates on predetermined criteria, with final decisions subject to human review.

Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.

Quick apply

Refine Your Search

Senior Manager, FP&A (Flexiti)

Compliance Analyst, Client Onboarding

Senior Manager, Credit Modeling and Strategy (Flexiti)

Senior Collection Support Specialist

Spécialiste du service client bilingue

Senior Fraud Investigator

Manager, Credit Decisioning Systems (Flexiti)

Compliance Analyst, Enterprise AML & Payments - Virtual Currency

Client Services Specialist

Senior Residential Mortgage Underwriter

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Compliance Officer

Manager, Registered Plans

Compliance Supervisor (Registration), Business Integrity

Associate, Treasury

Bilingual Credit Risk Analyst

Administrator, Document Control

Bilingual Customer Service Specialist

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