What is the opportunity?
You will join the Retail Portfolio Monitoring team to evaluate personal credit risk portfolio health. Reporting to the Director of Retail Portfolio Monitoring, you will perform analyses, update dashboards, identify trends, and provide insights to management on consumer credit risk concerns and opportunities. You'll combine technical expertise with business acumen to analyze client behavior, evaluate credit performance, and assess Stage 3 PCL trends against RBC's risk appetite. You'll need strong analytical skills, an agile mindset, and the ability to think creatively to solve complex problems.
What will you do?
- Ensure timely development and maintenance of dashboards to support reports to stakeholders and increase self-serve.
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Support timely and accurate delivery of end-to-end ad hoc analyses independently, including initial analysis plan, creation of data frame, data cleansing, standardization and validation, insights generation and final story-telling.
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Perform ongoing portfolio monitoring and commentary and provide regular performance updates to stakeholders, including Business Partners, OSFI, and Finance.
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Support preparation of Executive level presentations for PMCS, GRM and Sr. Management and Investor Relations to provide early views of emerging credit risks.
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Invest, grow knowledge, and leverage new technology to increase the quality of insights and speed of generation. Assist with researching and enhancing automation methodologies.
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Have shared responsibility for building, validating, and automating new metrics and reports.
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Integrate measures into existing reports per business and regulatory requirements and needs.
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Support PM&CS initiatives, analytics, and ad hoc requests as required.
What do you need to succeed?
Must-have
- Undergraduate degree in Mathematics, Statistics, Computer Science, Finance or other quantitative field of study; Master’s degree in quantitative discipline preferred
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Strong technical and automation skills such as SQL, SAS, Python to manage very large relational databases; Expert in MS Excel and PowerPoint
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Proven ability to solve complex problems with strong analytical skills and under tight timelines
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Collaborative and supportive attitude
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Conversant in business and technical environment
Nice-to-have
- Experience in AI-powered assistants such as Co-pilot to increase work efficiency
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Familiarity with Tableau
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Working knowledge of consumer credit products and credit risk
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Strong communication and presentation skills
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
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A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
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Leaders who support your development through coaching and managing opportunities
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Work in a dynamic, collaborative, progressive, and high-performing team
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Opportunities to do challenging work
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Flexible work/life balance options
Job Skills
Analytics, Big Data Visualization, Business Data Analysis, Communication, Credit Analysis, Credit Risk Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management, Statistics, Timeline Management
Additional Job Details
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
Toronto
Canada
37.5
Full time
GROUP RISK MANAGEMENT
Regular
Salaried
2026-05-19
2026-06-06
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
