You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.
Job Description:
Location : hybrid
As an Intermediate/Senior Underwriter, you’ll be joining one of Canada’s top insurers. We’re known for not only our strength in the market, but our commitment to our people. Underwriting goes beyond risk assessments here. We’re focused on making thoughtful, well-informed decisions that provide financial security to Canadians and their loved ones.
By joining Sun Life, you become part of a high-performing team, led by passionate professionals with extensive experience in the field, industry knowledge, and a passion for mentorship. Our continuous learning pathways and skills development opportunities ensure endless growth for you as you advance in your career.
If you’re ready to take the next step in your career journey, while being supported in an environment that values it’s people, their ambitions, and expertise, this is where you belong.
Life’s brighter under the sun
Joining our team at Sun Life means you can expect:
- A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
- Flexible Benefits from the day you join, meeting the needs of you and your loved ones
- Our stock ownership program and pension plan give you the chance to invest in Sun Life with company matching opportunities
- An annual bonus based on company and individual performance
- Paid vacation based on experience, 5 care days available for self-care or care of others (e.g. family or others you may support) and 10 personal illness days to support your well-being
- Our unique sabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
- Investment in not-for-profit organizations that are important to you
Maternity/Paternity top-up program so you can focus on your growing family
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What will you do?
- Analyze medical, personal and financial information submitted with life and critical illness insurance applications.
- Assess and classify risk. Gather additional information like medical tests or refer cases as required
- Approve cases within your authority limit. Submit cases exceeding limits for co-sign.
- If decisions are unfavourable for the Client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors, delivering exceptional service and expertise
- Communicate and explain decisions effectively to financial security advisors and/or Clients’ physicians, as required
- Respond to inquiries from financial advisors and general agents without revealing confidential content
- Document thoughtful decisions in underwriting system
- Contribute to a positive environment through teamwork, a spirit of innovation, continuous improvement, and professional development
- Maintain medical knowledge and stay current on underwriting approaches
What do you need to succeed?
- Minimum 3 years of experience as an Individual Life Underwriter
- Existing life and critical illness signing authorities
- Analytical, judgement, problem-solving and decision-making skills
- Influencing and negotiation skills
- Knowledge of medicine and risk factors
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadlines and work under pressure while prioritizing multiple tasks
- Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
- As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only as the incumbent will be responsible for creating and delivering training to employees and/or English and French-speaking clients across Canada or worldwide.
The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.
Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.
Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to [email protected] .
We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.
We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.
We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.
Salary Range:
58,000/58 000 - 93,000/93 000
Job Category:
Underwriting - Individual
Posting End Date:
05/08/2026
