Active Mortgage • Bedford, NS • Remote opportunity • Full-time
Location: Bedford, NS (1746 Bedford Highway) or remote opportunity available for the right applicant.
Role Overview
At Active Mortgage, the Underwriter is the engine of the office. You will manage the end-to-end lifecycle of a mortgage file—from the initial application entry to the final "Underwritting to Close." You will act as the primary liaison between our Mortgage Brokers and various lender partners (Prime, Alt-A, and Private), ensuring every file is structured for success.
Key Responsibilities
- File Structuring: Review client applications to ensure data accuracy and optimal lender placement.
- Document Compliance: Audit income documents and down payment, and property documents to ensure they meet lender and insurer (CMHC/Sagen) guidelines.
- Lender Liaison: Work with lender underwriters for quick approval and clear outstanding conditions quickly.
- Client Communication: Professional interaction with clients to collect missing information and explain the "why" behind document requests.
- Deadline Management: Maintain a high sense of urgency to meet financing dates, ensuring no client loses a deal due to processing delays.
- Mortgage Expertise: Apply knowledge of the real estate market to review appraisals and Lender Policies
Requirements & Qualifications
- Experience: 2+ years of underwriting experience, ideally within a brokerage or broker-channel lender (e.g., First National, CMLS, MCAP, etc.).
- The "Broker Mindset": You must be solution oriented. If a file doesn't fit Plan A, you can pivot to alternative solution to help customers with best options available.
- Location: 102 – 1746 Bedford Highway, Bedford, NS. And or Remote
- Remote Policy: Fully Remote. We welcome applicants from all provinces. Our systems are 100% cloud-based, allowing you to work from anywhere in Canada.
- Work hours – 9 to 5 EST
Job Type: Full-time
Pay: $60,000.00-$85,000.00 per year
Benefits:
Work Location: Remote
