Overview
We are seeking a motivated Junior Subprime Manager to join our dynamic team within the financial services sector. This role offers an excellent opportunity for individuals with a passion for sales, customer service, and financial analysis to develop their career in a fast-paced environment. The Junior Subprime Manager will assist in managing subprime lending portfolios, working closely with dealership partners and clients to facilitate responsible lending solutions. Ideal candidates should possess strong negotiation skills, a solid understanding of math, and experience in dealership or financial services settings.
Responsibilities
- Support the management of subprime loan portfolios, ensuring compliance with company policies and regulatory standards
- Engage with dealership partners and customers to facilitate loan approvals and address inquiries
- Assist in analyzing financial documents and assessing borrower creditworthiness using mathematical and analytical skills
- Negotiate terms with clients and dealerships to reach mutually beneficial agreements
- Provide exceptional customer service by addressing concerns promptly and professionally
- Collaborate with senior managers to develop strategies for expanding the subprime lending segment
- Maintain accurate records of transactions, communications, and loan documentation
- Stay informed about industry trends, regulatory changes, and best practices in subprime lending
Requirements
- Experience or background in financial services or dealership operations is preferred
- Strong negotiation skills with the ability to build rapport with clients and partners
- Excellent customer service skills with a professional demeanor
- Proven sales aptitude and the ability to meet or exceed targets
- Solid math skills for analyzing financial data and calculating loan parameters
- Knowledge of the automotive industry or dealership environment is a plus
- Ability to work collaboratively within a team environment while managing multiple priorities effectively
- High school diploma or equivalent; higher education in finance or related fields is advantageous
This position provides an engaging environment for growth within the finance industry, emphasizing skill development in negotiation, sales, and customer relations. We welcome candidates eager to contribute to our success while advancing their professional expertise.
Job Type: Full-time
Pay: $48,000.00-$120,000.00 per year
Benefits:
- Casual dress
- Dental care
- Extended health care
- Flexible schedule
- Life insurance
- On-site parking
- Paid time off
- Store discount
- Wellness program
Work Location: In person
