As Senior Director, Portfolio Management & Compliance, you will lead the oversight and management of the prairie region’s loan portfolio, ensuring alignment with the Bank’s risk appetite and compliance standards. You will work closely with Commercial Banking Centre Sales Leaders, Underwriting Leaders, Relationship Managers as well as internal stakeholders within Credit Risk Management, Operations, and Senior Leadership to drive financial performance, risk management, and team development.
This role is designed as an opportunity for you to lead a team, diversify your career experience, and strengthen your professional brand through regular engagement with senior leaders across the Bank. The experience gained in this role positions successful candidates for progression into more senior leadership roles within the Region and across the organization.
Your Role:
- Ensure ongoing portfolio risk management, including compliance monitoring, early identification of negative trends, and adherence to risk frameworks.
- Serve as a centre of excellence by maintaining critical data resources and ensuring all submissions comply with Bank policies and risk appetite.
- Lead with a high degree of flexibility, adapting quickly when support is needed within Banking Centres across the region. This support may take the form of leadership coaching, sales enablement, or credit expertise, depending on business priorities.
- Review and approve pricing requests, ensuring alignment with risk-based pricing and driving profitable growth.
- Provide leadership and coaching support, drawing upon your experience in credit, sales, or both.
- Provide effective leadership to the Regional Commercial Credit (RCC) team, overseeing performance, coaching, and development for the team dedicated to underwriting new-to-bank IPRE transactions from regional Banking Centres and providing overflow support on annual reviews across the region.
- Maintain strong working relationships with Credit Risk Management, ensuring collaboration on underwriting, deal review, and portfolio oversight.
- As required, lead or participate in special projects across the Bank related to loan compliance, risk management, or policy and protocol.
- Partner independently with Banking Centres to support:
- Deal structuring & risk mitigation
- Identification and mitigation of operational risk
- Understanding and application of key policies and protocols
- Financial and Monitoring & Control reporting (including Power BI insights)
- Actions plans and corrective measures, as applicable
Your Team:
Within the Commercial and Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.
Reporting to the Vice President & Head of Commercial Banking, Prairies, you will lead a team of proficient underwriters and act as a conduit to Credit Risk Management for banking centres. The role involves coaching, mentoring, and developing staff, fostering a positive and high-performing work environment, and overseeing regional compliance and risk management excellence.
Basic Requirements:
- Bachelor’s degree in business or related discipline; financial designation or graduate studies preferred
- At least 10 years of financial services experience, including risk management, banking, and business lending
- Proven experience in credit adjudication, financial analysis, and risk mitigation for commercial credit underwriting
- Professional depth of understanding and track record of training and upskilling others on underwriting, deal memos, monitoring and control, and overall portfolio management
- Demonstrated leadership, coaching, and ability to motivate teams and mandate change
- Ability to influence without formal leadership within regional teams, ensuring collaboration and any required follow up are approached with a values first approach
- Drive a culture of accountability for both your team and other regional teams
- Strong communication, planning, and problem-solving abilities
- Exceptional financial analysis and credit structuring skills
- High level of confidentiality and integrity
- Advanced computer and business modeling skills; experience with banking systems is an asset
