Work Location:
Burlington, Ontario, Canada
Hours:
37.5
Line of Business:
Credit Management
Pay Details:
96 900$/$96,900 - 136 800$/$136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
This is a Senior Credit Analyst role on the TD Equipment Finance ("TDEF") team based in either Burlington, ON, or Montréal, QC. The position is responsible for preparing credit reviews, supporting adjudication and approval processes, approving draw requests within delegated authorities, and performing ongoing monitoring and control activities within the TDEF portfolio.
The Senior Credit Analyst focuses on structuring competitive financing solutions while maintaining sound credit quality. Working closely with Sales Account Executives, Account Managers, and other internal partners, the role supports an assigned portfolio of clients by evaluating new business opportunities, underwriting transactions, and contributing to portfolio growth while meeting speed-to-market expectations.
The portfolio includes large mid ‑ market borrowers, often with complex financing needs . The role collaborates closely with Commercial Banking Centres (C BCs ) and sales teams across Canada. The successful candidate will be expected to analyze and underwrite complex transactions and financing structures across a broad range of industries, including transportation, construction, oil & gas, mining, forestry , and manufacturing.
The Senior Credit Analyst is expected to develop strong working relationships with internal partners, including Commercial Credit Risk Management, Credit Risk Policy, and Credit Product Group. The role requires strong financial analysis, credit underwriting, risk assessment, and communication skills, with the ability to identify key risks and recommend appropriate transaction structures and mitigants. The incumbent will also contribute to the ongoing management and monitoring of the portfolio to ensure compliance with approved credit terms, internal policies, and risk management standards.
Assess complex credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) to increase profitability and enable business growth
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.
