Farm Underwriter (Hybrid)
Germania Mutual Insurance is seeking a Farm Underwriter to join our team!
About the Role:
Germania Mutual Insurance is looking for a customer service-focused, and detail-oriented Farm Underwriter who is eager to communicate with brokers by phone and email and build strong relationships. This opportunity is well suited to both experienced insurance professionals with a background in Farm Insurance, and individuals with strong agricultural experience who are interested in building a career in underwriting.
In this role, you will be responsible for assessing and underwriting farm risks, collaborating closely with brokers, and working with a team of underwriters to support sound risk selection. You will also contribute to the ongoing development of underwriting strategies that align with organizational goals and support our commitment to serving the agricultural community.
Candidates with established underwriting expertise are encouraged to apply, as are those with agricultural sales, service, or operational experience who bring a strong understanding of farm practices and a desire to develop technical underwriting skills. Applicants from an agricultural background should demonstrate a willingness to engage in structured training and pursue relevant continuing education to build the insurance knowledge required for success in the role.
Key Responsibilities
-
Evaluate and underwrite Farm insurance applications in accordance with company guidelines and risk appetite.
- Reviewing and completing policy change transactions, renewals and policy service inquiries.
- Build and maintain strong relationships with brokers through responsive service and clear communication.
- Ensure compliance with internal policies, industry regulations, and reinsurance requirements.
- Participate in training and continuous improvement initiatives.
- Maintain accurate documentation and clear rationale for underwriting decisions
Qualifications & Skills
- Post-secondary education or equivalent business experience.
- Completion or active pursuit of the CIP designation, or desire to obtain.
- Minimum three years of experience in the Insurance Industry or Agriculture business/background.
- Excellent analytical, communication, and decision-making skills.
- Experience with Guidewire and familiarity with the Mutual insurance industry are considered assets.
- Understanding of underwriting principles and practices.
- Excellent communication and organizational skills
- Demonstrated commitment to exceptional customer service, with the ability to actively listen, understand client needs, and deliver thoughtful, customer focused underwriting decisions that support both client satisfaction and business objectives
- Ability to work independently and manage complex risks with confidence.
- Strong interpersonal skills and a collaborative approach to problem-solving.
- High attention to detail and a commitment to accuracy and service excellence.
- Proactive mindset with a focus on continuous learning and professional development.
Why Join Germania?
Founded in 1878, Germania Mutual continues to be a leader in the insurance industry, known for our progressive approach and innovative work environment. We are committed to maintaining the integrity and stability that have defined our organization for over a century.
At Germania, we value integrity, collaboration, and innovation. We believe in rewarding hard work and supporting our employees' growth and well-being.
What we offer:
- Competitive salary
- Comprehensive benefits package
- Pension plan
- Flexible remote or in office work model
The expected base salary range for this position is $50,000 - 80,000. Where you fall within this range will depend on your experience, skills, qualifications, and how your background aligns with the role.
We recognize that every candidate brings unique strengths and perspectives. Throughout the recruitment process, we will take the time to understand your experience and discuss a compensation package that reflects your contributions, while also considering market conditions and business needs. In addition to base salary, employees have access to a comprehensive total rewards package that includes benefits, pension, and other programs, in accordance with company policies.
Ready to Apply?
If this sounds like the right fit for you, we would love to hear from you!
While we appreciate all applications, only those selected for an interview will be contacted.
Please apply by May 8th to:
Krista McNamara
Farm/Commercial Underwriting Manager
Germania Mutual Insurance
ACCESSIBILITY STATEMENT (AODA IN ONTARIO)
Germania Mutual is committed to providing a barrier-free work environment in concert with the provincial guidelines for accessibility (Accessibility for Ontarians with Disabilities Act and the Ontario Human Rights Code, Ontario Only). As such, Germania Mutual will make accommodations available to applicants with disabilities upon request during the recruitment process.
HUMAN RIGHTS STATEMENT
Germania Mutual strives to ensure that its employment practices are free from direct and indirect discrimination and is committed to upholding the human rights of those participating in the hiring process. In pursuit of this commitment, Germania Mutual will not condone or tolerate any acts of discrimination or harassment under any of the grounds protected under human rights legislation. This commitment extends to the hiring process and throughout the course of employment.
