Credit Analyst (Commercial)
ISG Search Inc —Toronto, ON
- $70,000–$90,000 a year
- Customer service
- English
- Finance
- Dental care
Quick apply
2027 Summer Analyst - Global Markets Credit (Toronto)
TD Bank —Toronto, ON
- $85,000–$95,000 a year
- Full-time
- Microsoft Word
- Bachelor's
- Business
- Paid time off
2h
Manager, Strategy Analyst
Capital One - CA —Toronto, ON
- Full-time
- Remote
- Computer science
- Marketing
- Engineering
4d
Deputy Head, Credit Risk Management Department
Industrial and Commercial Bank of China (Canada) —Richmond Hill, ON
- Temporary
- English
- Finance
- Master's degree
- Disability insurance
- Dental care
Quick apply
Software Application Developer – Loan Servicing & AI Enablement
BMO Financial —Toronto, ON
- $61,600–$113,900 a year
- Software troubleshooting
- AWS
- Analysis skills
- Tuition reimbursement
- Life insurance
Senior Credit Risk Analyst (ATH 5293)
TD Bank —Toronto, ON
- $81,600–$115,200 a year
- Full-time
- Data analysis skills
- Presentation skills
- Quality Control
- Paid time off
12d
696 EN - (Sr.) Risk Analyst, RAPM
Export Development Canada | Exportation et développement Canada —Toronto, ON
- $84,698–$149,341 a year
- Full-time
- Hybrid work
- English
- Finance
- Master's degree
- Relocation assistance
Quick apply
TDS Operations Analyst III
TD Bank —Toronto, ON
- Full-time
- Customer service
- English
- Windows
- Paid time off
Associate, Strategy Analyst - New Grad 2027
Capital One - CA —Toronto, ON
- Full-time
- Hybrid work
- Marketing
- Engineering
- Finance
AI Quality and Evaluation Lead
First National Financial —Toronto, ON
- Full-time
- Computer Science
- Engineering
- SQL
Quick apply
Analyst, Credit Controls & Portfolio Risk Management
Scotiabank —Toronto, ON
- Microsoft Powerpoint
- Microsoft Word
- Computer Science
6d
Analyst, Commercial Lending
CMLS Financial —Toronto, ON
- $55,000–$70,000 a year
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Finance
- Dental care
- Employee assistance program
Quick apply
Principal Credit Analyst
Upstart —Toronto, ON
- $182,300–$252,500 a year
- Remote
- SQL
- Analysis skills
- Travel
- Employee stock purchase plan
- Designated paid holidays
Analyst – Credit and Transaction Management Specialized Services
Royal Bank of Canada —Toronto, ON
- $75,000–$100,000 a year
- Full-time
- Microsoft Excel
- Research
- Analysis skills
5d
Credit Analyst, Real Estate & Corporate Banking
Raymond James Financial, Inc. —Toronto, ON
- $75,000–$85,000 a year
- Full-time
- Customer service
- Finance
- Bachelor's
- Employee stock purchase plan
- Tuition reimbursement
Assistant Manager, Lending Services, Corporate Credit (GWO)
Scotiabank —Toronto, ON
- Microsoft Powerpoint
- Microsoft Word
- Finance
5d
Risk Analyst (Credit Risk)
goeasy —Mississauga, ON
- $70,125–$82,500 a year
- SQL
- Analysis skills
- Bachelor's
- Tuition reimbursement
Quick apply
Senior Analyst, Credit Risk & Collections
EQ Bank | Canada's Challenger Bank —Toronto, ON
- Full-time
- Hybrid work
- Microsoft Office
- SQL
- Continuous improvement
- Dental care
- Vision care
Quick apply
Business Analyst (Wholesale lending)
LTM —Mississauga, ON
- $90,000–$130,000 a year
- Microsoft Powerpoint
- Writing skills
- SQL
- Disability insurance
- Dental care
Quick apply
Analyst, Residential Lending - Continuous Improvement
Fairstone —Toronto, ON
- $70,000–$80,000 a year
- Full-time
- Hybrid work
- Analysis skills
- No university degree
- Organizational skills
- Dental care

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credit analyst lending jobs near toronto, on

Credit Analyst (Commercial)

ISG Search Inc -
Toronto, ON

Quick apply

Job details

Permanent
$70,000–$90,000 a year

Qualifications

French
Pricing
Underwriting or credit analysis experience
Finance
Credit risk assessment
Customer service
Process improvement
English
Client relationship development
Finance
Analysis skills
Bachelor's
Decision making
Client services
Customer relationship management
Customer service orientation
Organizational skills
Financial services
Productivity software
Risk and credit experience
Credit risk assessment for banking industry
Business
Accounting
Communication skills
Client interaction
Loan approvals (Underwriting procedures)
Negotiation
Credit analysis
Analytics

Full job description

Permanent

Job Title:

Retail Credit Analyst

Salary:

$70,000 - $90,000 CAD

Role Status:

New Position | Permanent Full-Time

Our Client:

A leading global organization specializing in commercial equipment financing and financial solutions. Our client supports businesses across transportation, construction, and industrial sectors through innovative financing products, exceptional customer service, and a strong commitment to operational excellence.

Do you believe that people are the key to organizational success? Are you looking for a role where you can make a direct impact on business performance while working in a fast-paced and collaborative environment? Our client is seeking a skilled and motivated Retail Credit Analyst to join their growing Credit team.

This position offers the opportunity to analyze commercial lending opportunities, make informed credit decisions, and work closely with sales teams, dealers, and customers to support profitable business growth while managing risk.

Principal Tasks and Responsibilities Include:

Analyze prospective customer profiles and assess creditworthiness for commercial financing and leasing transactions.
Underwrite and adjudicate credit applications within established policies, procedures, and delegated authorities.
Prepare detailed written credit analyses and recommendations for current and prospective customers.
Review financial statements, cash flow reports, and credit bureau information to evaluate risk exposure.
Structure financing solutions that balance customer needs with sound credit practices.
Maintain accurate documentation of credit approvals, conditions, security requirements, and insurance requirements.
Communicate credit decisions and negotiate transaction structures with internal stakeholders, dealers, and customers.
Build and maintain strong relationships with sales teams, distribution partners, and customers.
Support process improvement initiatives aimed at enhancing underwriting efficiency and reducing risk.
Utilize pricing and financial analysis tools to evaluate and recommend financing structures.
Participate in testing and implementation activities related to system and process enhancements.
Provide support on higher-value transactions and assist colleagues with complex credit opportunities as required.
Perform additional administrative and analytical duties as assigned.

The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this role. They are not intended to be an exhaustive list of all duties, responsibilities, or qualifications required.

Qualifications and Pre-Requisites:

Bachelor's degree in Business, Finance, Accounting, Economics, or a related discipline, or equivalent work experience.
Minimum 3 years of experience in commercial credit underwriting, equipment finance, leasing, or related financial services environments.
Experience adjudicating small- to mid-ticket commercial lending transactions.
Proven ability to structure and evaluate asset-based financing transactions.
Strong understanding of financial statement analysis, cash flow analysis, and key financial ratios.
Knowledge of commercial lending documentation, lease agreements, and security registration requirements.
Strong analytical, decision-making, and credit risk assessment skills.
Experience reviewing commercial credit bureau information and related risk indicators.
Proficiency with Microsoft Office applications, particularly Excel and Word.
Excellent written and verbal communication skills.
Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment.
Demonstrated ability to work independently while contributing effectively within a team setting.
Strong negotiation, relationship-management, and customer service skills.
Bilingual French and English language skills would be considered an asset.
Previous experience in captive finance, equipment finance, transportation finance, or commercial leasing environments is considered an asset.

Additional Information or Perks:

Competitive compensation package.
Annual performance-based bonus opportunity.
Comprehensive health, dental, disability, and employee assistance benefits.
Employer-supported retirement savings program.
Career advancement and professional development opportunities.
Ongoing training and learning resources.
Collaborative and supportive team culture.
Opportunity to work with a respected organization serving customers across multiple industries.
Meaningful work that directly contributes to business growth and customer success.

Who You Are:

You are a critical thinker with strong analytical capabilities and sound business judgment. You enjoy solving complex problems, balancing risk and opportunity, and building strong professional relationships. You thrive in collaborative environments and maintain a customer-focused approach while protecting the organization's financial interests.

Ready for Your Next Move?

If you are looking to grow your career with a respected industry leader and make a meaningful impact in commercial finance and credit risk management, we would welcome the opportunity to speak with you.

This is a confidential search being conducted on behalf of our client.

Quick apply

Refine Your Search

credit analyst lending jobs in toronto, on

Credit Analyst (Commercial)

2027 Summer Analyst - Global Markets Credit (Toronto)

Manager, Strategy Analyst

Deputy Head, Credit Risk Management Department

Software Application Developer – Loan Servicing & AI Enablement

Senior Credit Risk Analyst (ATH 5293)

696 EN - (Sr.) Risk Analyst, RAPM

TDS Operations Analyst III

Associate, Strategy Analyst - New Grad 2027

AI Quality and Evaluation Lead

Analyst, Credit Controls & Portfolio Risk Management

Analyst, Commercial Lending

Principal Credit Analyst

Analyst – Credit and Transaction Management Specialized Services

Credit Analyst, Real Estate & Corporate Banking

Assistant Manager, Lending Services, Corporate Credit (GWO)

Risk Analyst (Credit Risk)

Senior Analyst, Credit Risk & Collections

Business Analyst (Wholesale lending)

Analyst, Residential Lending - Continuous Improvement