toronto, on credit underwriter Jobs – 51 Openings This Week

Senior Underwriter
IC Savings —Etobicoke, ON
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Store discount
- Disability insurance
Quick apply
Mortgage Underwriter
Get A Better Mortgage Inc. —Toronto, ON
- $45,000–$60,000 a year
- Full-time
- Customer service
- Word processing
- Microsoft Office
Quick apply
Mortgage Underwriter, Third Party Residential Underwriting
First National Financial —Toronto, ON
- $63,000–$83,000 a year
- Full-time
- Windows
- Microsoft Office
- Analysis skills
Quick apply
8d
Commercial Lending specialist, Private Wealth
BMO Financial Group —Toronto, ON
- $69,000–$129,000 a year
- Full-time
- Analysis skills
- Business
- Communication skills
- Tuition reimbursement
- Life insurance
17h
806 EN-Financing Manager, Corporate Lending
Export Development Canada | Exportation et développement Canada —Toronto, ON
- $96,557–$128,743 a year
- Full-time
- Hybrid work
- Bilingual
- Microsoft Excel
- English
- Relocation assistance
- Dental care
Quick apply
5d
Associate Mortgage Underwriter, Third Party Residential Underwriting
First National Financial —Toronto, ON
- $48,842–$73,262 a year
- Full-time
- Windows
- Microsoft Office
- Analysis skills
Quick apply
8d
Associate Mortgage Underwriter, Third-Party Residential Underwriting-TDMS
First National Financial —Toronto, ON
- $48,842–$64,947 a year
- Full-time
- Hybrid work
- Windows
- No university degree
- Financial services
Quick apply
12d
Associate Mortgage Underwriter, Third Party Residential Underwriting – BMBE
First National Financial —Toronto, ON
- $48,842–$64,947 a year
- Full-time
- Windows
- Microsoft Office
- Analysis skills
Quick apply
5d
Associate Mortgage Underwriter
First National Financial —Toronto, ON
- $48,842–$64,947 a year
- Full-time
- Windows
- Microsoft Office
- Analysis skills
Quick apply
12d
Junior Underwriter – Private & Alternative Mortgages
Indigoblue Group of Companies —Etobicoke, ON
- $55,000–$70,000 a year
- Full-time
- Microsoft Office
- Finance
- Analysis skills
- Dental care
- Paid time off
Quick apply
Group Underwriter
First Canadian Insurance Corporation —Toronto, ON
- $50,000–$75,000 a year
- Bilingual
- Microsoft Word
- Microsoft Excel
- Disability insurance
- Dental care
Quick apply
Residential Mortgage Underwriter, Specialized Credit (Bilingual)
EQ Bank | Equitable Bank —Toronto, ON
- Full-time
- Hybrid work
- Bilingual
- Microsoft Word
- Microsoft Excel
- Dental care
- Vision care
Quick apply
Associate Underwriter / Underwriter
Wealth One Bank of Canada —Toronto, ON
- Full-time
- Hybrid work
- Finance
- Analysis skills
- Bachelor's
Quick apply
9d
Underwriter
Pineapple Financial Inc. —Toronto, ON
- $40,000–$85,000 a year
- Full-time
- Customer service
Quick apply
Senior Alternative Risk Solutions Underwriter (Canadian Lead)
AXA —Toronto, ON
- $121,700–$171,700 a year
- Bachelor's
- Travel
- Communication skills
Mortgage Underwriter
Laurentian Bank —Toronto, ON
- Full-time
- Bilingual
- Microsoft Word
- Microsoft Excel
- Employee stock purchase plan
- Paid time off
Experienced Mortgage Underwriter - Deal Quality & Policy
RATECORE —Toronto, ON
- From $45,000 a year
- Full-time
- Math
- Financial services
- In-person
Quick apply
7d
Senior Underwriter
Wealth One Bank of Canada —Toronto, ON
- Full-time
- Hybrid work
- Finance
- Analysis skills
- Bachelor's
Quick apply
9d
Surety Support Administrator
Tokio Marine Canada Ltd —Toronto, ON
- $55,000–$63,000 a year
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Quick apply
Senior Residential Mortgage Underwriter
Questrade Financial Group —Toronto, ON
- $75,000–$90,000 a year
- Full-time
- Bilingual
- Sales
- Customer service
Quick apply

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Senior Underwriter

IC Savings -
Etobicoke, ON

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Job details

Permanent | Full-time

Qualifications

Microsoft Word
Computer operation
Microsoft Excel
Microsoft Outlook
Post-secondary education
English
High school diploma or GED
Phone etiquette
Communication skills
Driving Licence

Full job description

~ Upcoming Employment Opportunity ~

Company Overview

IC Savings is a credit union that focuses on bringing the benefits of co-operative banking to more than 17,000 personal and business members, whether online, by mobile or in branch at its eight locations in the Greater Toronto Area. To learn more, visit www.icsavings.ca.

Job Overview

The Senior Underwriter actively promotes IC Savings’ full range of lending solutions, with emphasis on mortgages. The role is responsible for a senior lending approach to determining the credit worthiness of members (customers) based on established lending criteria. This includes managing broker relationships, originating new business, underwriting, and recommending lending applications for approval in an environment focused on operational and service excellence.

Major Duties & Responsibilities

Job responsibilities include, but are not limited to:

Business Development:

Develop and strengthen internal and external relationships in a sales culture environment through networking/marketing with brokers, members, lawyers and represent IC Savings at various industry related functions.
Ensure regular contact with Mortgage Brokers. This may include visits and presentations at the Mortgage Brokers’ offices.
Actively promote sales of existing lending products, up-sell and cross-sell IC Savings’ full range of lending solutions with a focus on residential mortgages.
Introduce and train broker community on new mortgage offerings.
Actively participate in all IC Savings campaigns.
Maintain both a high personal profile and the reputation of IC Savings as the financial institution of choice amongst the Mortgage Broker community.
Maintain sufficient sales call volumes to the Mortgage Brokers and Mortgage Agents to sustain assigned Target volumes.
Work with reporting manager on marketing and business development initiatives.

Credit Review, Analysis and Recommendation:

Successfully contribute to the Residential Lending results, ensuring growth and profitability targets are being met.
Evaluate, assess, and recommend complex residential mortgage and loan applications to Management by assessing customer's credit history, collateral and income or ability to pay within IC Savings established guidelines, policies and procedures.
Apply key underwriting principles to underwriting and risk evaluation of applications in compliance with internal and external regulatory guidelines.
Negotiate, structure, and evaluate received mortgage applications according to internal policies.
Responsible for the review of complex deals and higher risk credit analysis.
Issue mortgage commitments with appropriate conditions.
Ensure accurate record keeping and records retention to meet Company and regulatory standards.
Identify, embrace and implement continuous improvement opportunities.
Follow AML procedures on all files with an emphasis on “Know Your Member” rules.
Adhere to compliance and operational risk controls in accordance with company’s policies and procedures.
Manage portfolio risk by exercising consistent, objective and sound credit decisions, escalating with quality rationale to support recommendation where appropriate.
Maintain minimum funded volumes as assigned.
Effectively interact with Solicitors and Funding staff to ensure proper workflow and funding procedures.
When required, interview loan and mortgage applicants, assist in the proper completion of credit applications, analyze financial information, assess credit, and make recommendations for approvals/declines.
If Credit Limits have been issued, adhere to the approved Letter of Authority.
Underwrite and maintain loan and mortgage applications submitted from retail branches and refinancing applications referred by the Retention team.

Other Functions:

Provide mentorship and guidance within the respective team and embrace a culture of continuous on-the-job knowledge sharing, learning and professional development.
Maintain up-to-date knowledge of the competition, industry trends and market conditions.
Perform other duties as assigned.

Who Are We Looking For?

The successful candidate is someone who is experienced, passionate about the lending industry, has existing broker relationships and the ability to achieve assigned target volumes. Additionally, the candidate meets the following qualifications:

10+ years of retail credit adjudicating experience in the banking industry, with at least 5+ years of residential mortgage underwriting experience in the alternative mortgage lending space.
Completion of post-secondary education in combination with relevant mortgage underwriting experience and job-related courses/education.
Self-starter, self-motivated, creative and entrepreneurial with solid interpersonal & communication skills and an ability to work within a team environment.
Strong English written & oral communication skills; excellent phone etiquette; proficiency in other languages an asset.
Strong working knowledge of MS Word, Excel, Outlook.
High degree of numerical competency.
Strong focus on customer service excellence, organization, attention to detail and sense of urgency; ability to prioritize and meet deadlines.
Valid driver’s license with good driving record and access to a reliable vehicle on a regular basis.

Working Conditions/Physical Effort

Professional, team oriented, office environment.
Core business hours based on 37.5-hour work week; Monday to Friday from 9:00 am 5:00 pm; ability to work extended hours, if required.
The physical demands are representative of those that must be met by being able to successfully perform the essential functions of the job; these include, but are not limited to sitting, considerable use of computer and phone, seldom moving items up to 25 pounds in weight, driving.
Ability to visit various mortgage broker offices and attend job related trade shows and events across the GTA.

How to Apply

While we are currently not actively recruiting for this position, if you feel that you have the qualifications that would make you successful in this role, we invite you to submit your resume for future consideration, clearly stipulating in the subject line the position you are applying for. Please forward your resume via email to [email protected].

We will keep your resume on file for a period of six months. If during this time we don’t contact you, please feel free to resubmit your application for this position again.

IC Savings is committed to accommodating people with disabilities as part of our hiring process. If you have special requirements, please advise Human Resources during the recruitment process.

While we thank all applicants for their interest, only those selected for an interview will be contacted.

Job Types: Full-time, Permanent

Benefits:

Company events
Dental care
Disability insurance
Employee assistance program
Extended health care
Life insurance
On-site gym
Paid time off
RRSP match
Store discount
Vision care

Ability to commute/relocate:

Etobicoke, ON: reliably commute or plan to relocate before starting work (required)

Application question(s):

What are your compensation expectations?

Experience:

retail credit adjudicating: 10 years (required)
retail credit adjudicating in alternative lending space: 5 years (required)

Licence/Certification:

Driving License and access to reliable vehicle (required)

Work Location: In person

Quick apply

Refine Your Search

credit underwriter jobs in toronto, on

Senior Underwriter

Mortgage Underwriter

Mortgage Underwriter, Third Party Residential Underwriting

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806 EN-Financing Manager, Corporate Lending

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Associate Mortgage Underwriter, Third Party Residential Underwriting – BMBE

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Group Underwriter

Residential Mortgage Underwriter, Specialized Credit (Bilingual)

Associate Underwriter / Underwriter

Underwriter

Senior Alternative Risk Solutions Underwriter (Canadian Lead)

Mortgage Underwriter

Experienced Mortgage Underwriter - Deal Quality & Policy

Senior Underwriter

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Senior Residential Mortgage Underwriter

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