mortgage underwriter Jobs

Senior Mortgage Underwriter
Mortgage Connection Ltd. (Robby Aurora's Mortgage Team) —Calgary, AB
- $75,000–$100,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- Analysis skills
- Paid time off
Quick apply
12d
Mortgage Underwriter
Tegbir Sehdev Mortgage Consultant —Surrey, BC
- $41,390.57–$87,620.72 a year
- Full-time
- Math
- Financial services
Quick apply
6d
Mortgage Underwriter (roles in Western & Atlantic Canada)
Highclere Capital —Remote
- $70,000–$85,000 a year
- Full-time
- Remote
- Bilingual
- Microsoft Office
Quick apply
12d
Junior Residential Mortgage Underwriter
Visland Mortgages —Remote
- $35–$45 an hour
- Full-time
- Remote
- Analysis skills
- Financial services
- Communication skills
- Flexible schedule
Quick apply
4d
Mortgage Underwriter
nesto —Remote
- Full-time
- Remote
- Bilingual
- English
- Dental care
- Paid time off
Quick apply
12d
Sr. Underwriter - Western Canada
Sagen —Alberta
- $78,000–$90,000 a year
- 8 hour shift
- Sales
- Customer service
- Analysis skills
- Dental care
Quick apply
Mortgage Underwriter
Get A Better Mortgage Inc. —Toronto, ON
- $45,000–$60,000 a year
- Full-time
- Customer service
- Word processing
- Microsoft Office
Quick apply
Associate Mortgage Underwriter
Confidential —Kelowna, BC
- $65,000–$95,000 a year
- Full-time
- Hybrid work
- Customer service
- High school diploma or GED
- Math
- Dental care
- Paid time off
Quick apply
11d
Mortgage Underwriter
Westboro MIC —Ottawa, ON
- From $60,000 a year
- Full-time
- Hybrid work
- Finance
- Analysis skills
- Construction
- Mileage reimbursement
- Dental care
Quick apply
Licensed Mortgage Underwriter
Edmonton Mortgage Co. —Edmonton, AB
- From $30 an hour
- Part-time
- Hybrid work
- Math
- Financial services
- Communication skills
Quick apply
8d
Mortgage Funder, Third-Party Residential Underwriting-TDMS
First National Financial —Montréal, QC
- $42,471–$63,707 a year
- Full-time
- Windows
- Microsoft Office
- No university degree
Quick apply
2d
Mortgage Funder, Third-Party Residential Underwriting-TDMS
First National Financial —Montréal, QC
- $42,471–$63,707 a year
- Full-time
- Windows
- Microsoft Office
- No university degree
Quick apply
2d
Underwriter
IC Savings —Etobicoke, ON
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Store discount
- Disability insurance
Quick apply
Senior Mortgage Underwriter - Surrey
Confidential —Surrey, BC
- $70,000–$100,000 a year
- Full-time
- Hybrid work
- In-person
- Negotiation
Quick apply
Senior Mortgage Underwriter
Strive Capital —Toronto, ON
- $70,000–$115,000 a year
- Full-time
- Hybrid work
- Customer service
- Bachelor's
- Paid time off
Quick apply
Underwriting Associate
Peoples Trust Company —Toronto, ON
- $70,000–$80,000 a year
- Monday to Friday
- Hybrid work
- Bilingual
- English
- Microsoft Office
- Profit sharing
- Paid time off
Mortgage Funder, Third-Party Residential Underwriting- MBBS
First National Financial —Montréal, QC
- $42,471–$57,780 a year
- Full-time
- Windows
- Microsoft Office
- No university degree
Quick apply
Mortgage Funder, Third-Party Residential Underwriting- MBBS
First National Financial —Montréal, QC
- $42,471–$57,780 a year
- Full-time
- Windows
- Microsoft Office
- No university degree
Quick apply
Associate Mortgage Underwriter
First National Financial —Vancouver, BC
- $48,842–$64,947 a year
- Full-time
- Windows
- Microsoft Office
- Analysis skills
Quick apply
Senior Underwriter
IC Savings —Etobicoke, ON
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Store discount
- Disability insurance
Quick apply

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Senior Mortgage Underwriter

Mortgage Connection Ltd. (Robby Aurora's Mortgage Team)
Calgary, AB

Quick apply

Job details

Full-time
$75,000–$100,000 a year
12 days ago

Qualifications

Microsoft Excel
Microsoft Outlook
Trello
Analysis skills
Organizational skills

Full job description

Job Overview: Senior Residential Mortgage Underwriter

We are seeking a Senior Residential Mortgage Underwriter to support a high-performing mortgage team with a growing residential portfolio. This role is ideal for a seasoned, detail-driven underwriter who can independently own files end-to-end, structure complex deals, and act as a trusted resource for brokers across a range of borrower and property types.

The successful candidate will manage residential mortgage files from intake through funding, including income and document analysis, deal structuring, and the preparation of lender-ready packages. This is a senior position requiring proven underwriting judgment and the ability to handle volume and complexity with minimal oversight. Industry experience where underwriter can gauge lender niches and fit is valued.

This position offers meaningful exposure to purchases, refinances, renewals, and pre-approvals across owner-occupied homes, rental properties, and new builds.

How Do I Apply and What to Expect?

First: If you wish to apply, send us a few quick lines (nothing too intense) on why you'd be a fit for this position — we're looking for applicants who have actually reviewed the job role.
Next: We'll send over a fun but simple task (or two) to complete so we can see if you're a fit for the role (nothing too intense again!).
Finally: We'd love to meet you for an in-person interview!

Key Responsibility: Residential File Preparation & Analysis

Independently prepare and own residential mortgage submission packages for:
Owner-occupied home purchases and refinances
Rental and investment properties
Renewals, switches/transfers, and pre-approvals
Lead financial analysis, including:
Income calculation and verification (salaried, self-employed, commission, rental income)
Debt-servicing ratio calculations (GDS/TDS)
Review of income documents, credit bureaus, property details, and supporting documentation such as appraisals and purchase agreements
Structure files in alignment with lender guidelines and program requirements, applying sound judgment to position deals for approval.

Underwriting & Submission Support

Compile, organize, and quality-check documentation for lender submissions.
Prepare lender-ready deal summaries and narratives, and advise brokers on deal structure and lender selection.
Liaise with brokers, clients, realtors, and lenders to obtain outstanding information and clarify requirements.
Manage submissions across a range of lenders and programs, including insured (CMHC/Sagen/Canada Guaranty), conventional, and alternative/B-lender deals.

Application & Condition Management

Track active residential files and ensure financing conditions are met in a timely manner.
Follow up on outstanding items and manage amendments and resubmissions as deals evolve.

Records, Systems & Compliance

Maintain accurate and up-to-date client and deal records across internal systems.
Ensure strict confidentiality and compliance with regulatory and internal standards.

Adaptability & Growth

Remain flexible and responsive as responsibilities evolve with deal complexity and volume.
Stay current on lender guidelines, programs, and industry changes, and serve as a knowledge resource for the team.

Qualifications & Experience

Significant residential mortgage underwriting experience required.
Proven ability to underwrite and structure deals independently across insured, conventional, and alternative/B-lender programs.
Strong knowledge of lender guidelines, income qualification, and residential financing products.
Strong technical proficiency with document processing, financial review, and collaboration tools (Adobe, Word, Excel, Outlook, Teams). Familiarity with Velocity, Trello or similar mortgage platforms is an asset.
Exceptional organizational skills with strong attention to detail and deadline management.
Analytical mindset with strong deal-structuring and financial-analysis skills.

Compensation & Work Structure

Competitive salary, flexible based on experience and individual candidate profile.
Performance-based bonus structure, tailored to role scope and progression.
In Office position preferred with some ability for flexibility on hybrid work (case to case)
Full-time position with long-term growth potential in residential lending.

$75,000 - $100,000 Range Given for Starting Salary (Depends on Individual/Industry Experience)

+ Bonus and Employee Benefits

Job Type: Full-time

Pay: $75,000.00-$100,000.00 per year

Benefits:

Extended health care
Paid time off

Ability to commute/relocate:

Calgary, AB T2M 1E7: reliably commute or plan to relocate before starting work (required)

Work Location: In person

Quick apply

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